What's your best memory of 2012? Looking back, we're proud of the work we did and deeply appreciate the support you have given to us throughout the year. Some of our best memories include the story of the Brazal Ortega and his family in the Philippines, who can now save their hard-earned money securely for the very first time. They represent the lives that "Team Grameen" – which includes you – has touched. We're delighted to share some of those stories and insights in our new annual report.